Terms and conditions

Property of Scrooge

This site and all its content, including the trademark, Scrooge icon, pictures, text and user interface, is owned by Scrooge Ltd. You are free to browse the site, register as a user, use the service, recommend us, invite your friends, comment, quote and link to this site. If you are a member of press, a blogger or similar, write your honest (hopefully positive) opinion.

You are not allowed to use any content as your own for advertising or other business.

Purpose

The purpose of Scrooge is to offer a digital tool for sharing costs between friends in an easy way.

You are not allowed to use it for trying to get hold of other users' personal data, spreading computer viruses or any other criminal activity.

Availability

It is in our best interest to keep Scrooge up and running at all times and offer a fluent and predictable user experience for everyone. However:

We reserve the right to alter the service or terminate it at any time and for any reason and will not compensate in any way any direct or indirect harm, damage or loss caused by our service being down.

We have made Scrooge as accurate and reliable as possible — it's about your money, after all. However, we can't guarantee any calculations and take no responsibility of any harm or direct or indirect damage or loss caused by bugs in the code or our service going down.

Please note you need to be at least 13 years old to use the service.

Scrooge and Third Parties

Scrooge contains integrations with other service providers. We take no responsibility in their content, maintenance or harm, damage or loss caused by their possible failures to provide their service, their termination of service or them altering their terms and thereby affecting using Scrooge.

Security

Scrooge App has undergone extensive security procedures to protect the information provided by the user. Your responsibility is to keep your sign in data safe. All the information you provide us is subject to our Privacy Policy.

Changes

We reserve the right to change any Terms of Service when it is necessary. In these cases we will post a new version on this website.

Law

Possible disagreements will be settled according to Finnish law in Finland.

Contact

If you have comments or questions, please send mail to hello@scrooge.cc

Privacy policy

The users’ privacy is important to Scrooge. This Privacy Policy explains what personal data we collect from you and how we use it.

Personal data We Collect

Scrooge collects data to identify users and to offer them the best possible and secured user experience. The data collected by Scrooge includes your Personal data such as your phone number, name, country and other contact information. To successfully share costs and use Scrooge application, the application will ask permission to access your contact details. We might collect statistical Information about your use of the service (for example: length of visit, page views and your IP address). This includes also information about your mobile device, such as your operating system and version, browser type and version and statistical details about your visits to the service (for example: geographical location, length of visit, page views and your IP address).

How We Use Your Personal Data

Scrooge uses your personal data primarily for providing and improving the service we offer. Providing the service includes using the data to personalize the service as well as to send you email notifications and in-service notifications. The development of our services means creation of analytical information about our services, designing of new features. We also may use the data to communicate with you, for example to send you information about major changes in our service or about other service matters we think you would find interesting. If you don’t wish to receive promotional communications from us, you can unsubscribe from our newsletters by following the instructions written in all newsletters.

How We Share Your Personal Data

Scrooge does not sell, lease, rent or otherwise disclose your personal data with third parties. We may however provide our subcontractors and partners with information necessary to maintain and develop our service. We may also disclose your personal data if required by law, regulation or ruling of a court.

Security of Your Personal Data

We store all your personal data on password and firewall protected servers. The main server is located in the European Union / European Economic Area. To back up the data necessary for running our service and ensure the best possible performance we may also use geo-replication of that data. Please note that the service contains integrations to services of third-party service providers, whose privacy policies may differ from our Privacy Policy. Personal data provided to any of these service providers is subject to their privacy policies.Please note that the service contains integrations to services of third-party service providers, whose privacy policies may differ from our Privacy Policy. Personal data provided to any of these service providers is subject to their privacy policies.

Changes

We reserve the right to change this Privacy Policy at any time with or without notice. In that case we will post a new version on this website. We recommend that you re-visit this Privacy Policy from time to time to learn of any such changes.

Contact and Additional Information

Scrooge is the Controller of your personal data. You have the right to access your personal data or to have any inaccurate information about you corrected. If you wish to make such a request or have comments or questions, please contact us at hello@scrooge.cc

Have fun sharing costs!